Free Section 609 Credit Dispute Letters:
Samples, Templates & PDFs
Are you tired of searching for free sample credit dispute letters only to end up reading a bunch of nonsense and not getting what you were after? I was too!
That’s why I created this free resource page!
It contains everything you need to do before sending a credit dispute letter, where to send it and what to include in it.
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I hope you have success with the free sample credit dispute letters below.
Free Section 609 Credit Dispute Letters
All of these free sample template pdf letters are the same. Click on any one of them to open the PDF file.
Feel free to copy and paste them or download them.
You may change them or use them exactly how they are written.
If you write one that has success, please email it to us, and we may add it to our list.
Click On Section 609 Letter Template Below For Free PDF
Insider Tips To Help In Your Dispute
All section 609 credit dispute letters should be sent certified mail to the credit bureau, creditor, or collection agency.
It is a good idea to retain all documentation from certified mailings, correspondence, phone calls, and notes, throughout the entire process.
7 Most Common Errors Found In Credit Reports
"The Consumer Financial Protection Bureau (CFPB) reports that 76 percent of consumers who filed complaints about credit reporting stated that they had incorrect information on their credit reports." According to Cento Law a firm specializing in consumer rights advocacy such as credit reporting.
When you review your credit report, be sure to check every single detail very carefully because if it is wrong, that can be grounds for you to dispute the record and have it removed.
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Common Errors Found On Your Credit Report:
- 1Account Number
- 2Creditor Name
- 3Date Account Was Opened
- 4Date Account Was Charged Off
- 5Payment History
- 6Names On Account
What To Put In Your Dispute Letter
Equifax Dispute Address
Equifax Mailing Address
PO Box 7404256
Atlanta, GA 30374-0256
TransUnion Dispute Address
TransUnion Mailing Address:
PO Box 2000
Chester, PA 19022-2000
Experian Dispute Address
Experian Mailing Address:
PO Box 9701
Allen, TX 75013
Do You Know Your Credit Score?
As you repair your credit you will also want to start to take steps to add positive history to your file.
The very first step is to find out your credit score.
Luckily, you can get a Free Credit Score from multiple places.
Click here to find out HOW TO GET A FREE CREDIT SCORE IN 2019.
Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution. Any opinions, analyses, reviews, statements or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by any of these entities prior to publication.